<div class='chat out'>
 <div class='msg 1st'><img class='icon' src='%iconpath%'><span class='salutation'>%sender%:</span>
 <span class='time'>%time%</span><span style='%style%'>%message%</span></div>
 <div id='insert'></div>
 <div class='clear'></div>
</div>
<div class='break'></div>